Before you begin to “Know Your Course” you must understand your personal Risk Tolerance.

Assessing risk is a daily event in all of our lives, whether it is choosing your morning route to avoid heavy traffic, traversing a difficult ski slope for the safest run or evaluating an investment opportunity from which you hope to profit. All are driven by the assumptions you make based on personal experience, outside influences and your assessment of the risk  that you perceive versus the outcome or reward that you hope for.

By properly assessing your risk tolerance you will be better able to gauge your personal ability to tolerate possible investment risks and downward fluctuations as well as assess your financial capacity to take such risks.

De Maine Wealth Management enlists a comprehensive questionnaire designed to help us to evaluate our clients’ risk tolerance. It`s purposely formatted without the use of industry jargon so those outside the investment profession can easily answer the questions. The questionnaire uses real world examples and scenarios allowing our clients to determine and understand their true risk tolerance.

If you would like to explore your Risk Tolerance please send an email to mark.demaine@lpl.com or call 678-546-3747

Diversification

Our goal is to develop a diversified portfolio that is designed to maximize return based on your definition of acceptable risk. Your personal time horizon helps to determine the most appropriate blend of asset types to attain the best possible risk-to-reward ration for you.

Ultimately, the purpose of diversification is to preserve your assets by spreading your risk across multiple investment classes, thereby managing your ride through investment fluctuations. You've worked hard to accumulate your wealth. Now is the time to build upon what you have, while seeking lower volitilty and success.

There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non diversified portfolio. Diversification does not protect against market risk.